Oportun Payday Loans Review - Santa Rosa, California

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5 171 reviews

Loan agency in Santa Rosa, California

Organization owner?

711 Stony Point Rd, Santa Rosa, CA 95407, USA

+1 (707) 200-6940

oportun.com

Thursday

11AM–6:30PM

Friday

11AM–6:30PM

Saturday

10AM–5PM

Sunday

10AM–4PM

Monday

11AM–6:30PM

Tuesday

11AM–6:30PM

Wednesday

11AM–6:30PM

Domain Info

Mailing Address

DomainsByProxy.com 2155 E Warner Rd

Tempe

Arizona

85284

United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

oportun.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

Testimonials

Feedback about Oportun?

Here you grapple with the reviews of our customers.

Note

Pay Attention

Further there will be given the details about not a definite lending company. The information below will tell about general information about payday loans and its specific elements.

Payday Loans in Santa Rosa, Texas

A short-term loan is considered as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Available loan amounts range from $100-$1,000.

This financial product in Santa Rosa, Texas is taken out simply and quickly. The interest percentage is set depending on the category of the borrower: the more loans are successfully paid back, the more reasonable terms will be ensured to you.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Oportun help take out a loan in Santa Rosa, Texas?

Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your bank account.
No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
Online application. Submit an online form with person-related data. It will take several minutes to consider the form. The money are deposited in 24 business hours.
The approval rate is high. Almost 98% of positive decisions are made.
Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

Fill in an application

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

A unfavorable factor considered by financial institutions is known as bad credit history. But this hindrence is not taken as the only one by payday lenders to take out a cash advance. The lender review many aspects such as financial abilities to approve the form. Payday loans in Santa Rosa, Texas may help enhance your credit score.

The following general points will be rated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator is meant for calculating the annual percentage rate. This is a exact cost of the loan.

Let's see