Farmers & Merchants Bank Payday Loans Review - Seal Beach, California

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3.2 6 reviews

Organization owner?

Rossmoor, 12535 Seal Beach Blvd, Seal Beach, CA 90740, USA

+1 (562) 799-2002

www.fmb.com

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–6PM

Saturday

9AM–12PM

Sunday

Closed

Monday

9AM–5PM

Domain Info

Feedback about Farmers & Merchants Bank?

Here you grapple with the feedback of our customers.

Note

Pay Attention

Further there will be shown the details about not a certain lending company. The information below will explain shared information about payday loans and its specific aspects.

Payday Loans in Seal Beach, California

A short-term loan is known as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

Such financial products as payday loan in Seal Beach, California is taken out simply and quickly for a short term: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more cash advance you pay back off, the more favorable rates you will get.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Farmers & Merchants Bank help issue a loan in Seal Beach, California?

24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are issued day and night. The transfer will be sent to a bank account, so a personal visit to the store is not necessary.
No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
High approval rate. When it comes to small amounts, a positive answer comes up 98%.
Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

Fill out an application

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Reasons

Why people take out payday loans?

Utility Bills

11%

Healthcare Bills

12%

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is processed by financial institutions. Lenders in Seal Beach, ca consider this circumstance not a drawback to issue a loan. The customer of a loan should be ready to objectively estimate financial solvency, take out a loan, pay back the debt on time and not only cope with current issues, but enhance the credit history.

The following common points will be estimated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator clarifies the cost of the payday loan known as APR.

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