Westamerica Bank Payday Loans Review - Shafter, California

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5 3 reviews
Organization owner?
600 James St, Shafter, CA 93263, USA
+1 (661) 746-8080
www.westamerica.com
Thursday
9AM–4PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

Created Date

1995-09-16

Mailing Address
Company Name
Contact Data
Testimonials

What people think about Westamerica Bank?

Below you read some of the testimonials of our customers.

I am a loyal client of Westamerica Bank. It is very simple to apply online. The interest rate was affordable. Their representatives always respond right away.

Ms. Pinkie Pfannerstill PhD

Thanks!! The money were sent to my bank account as agreed – within 2 hours. I closed the debt before the due date and had no problems. The process is easy and legit. Be a responsible borrower and you will have no complaints.

Charlene Paucek DDS

Fast application. I only filled in an ID and a bank account. Very quick lending decision. The first time I was accepted for $600 only. Hope the limit will increase next time. APR is affordable . Repaid the debt . If necessary, the term can be also extended.

Mr. Lafayette Bartoletti III

Note

Important

The above-given information provides the details about a definite lender. The information below is about common information about payday loans.

Payday Loans in Shafter, California

A payday loan is a short-term loan that can help you cover unexpected cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

It is effortless and fast to get approved for payday loans in Shafter, California. The APR will be set specifically for each applicant and will depend on the personal data the consumer provided.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Advantages of Westamerica Bank that offers payday loans in Shafter, California

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following details:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started
Bad Credit Approved

Payday loans for bad credit

Payday loans are designed for people with a credit report that's less than perfect, or who have bad to no credit history. Bad credit history may stop you from getting approved for a bank loan. Payday lenders in Shafter, ca work with people with bad credit. You can apply for a bad credit payday loan on the net at any time of the day and if accepted could have the money in your account within several hours.

To get accepted for a payday loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and find out the exact cost of the payday loan immediately.

Let's see

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