Fernando's Check Cashing Payday Loans Review - Simi Valley, California

Your personal information is safe with us
2.9 7 reviews
Loan agency in Simi Valley, California

2950 Cochran St # D, Simi Valley, CA 93065, USA
+1 (805) 522-0043
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9:30AM–4PM
Sunday
Closed
Monday
9AM–6PM
Testimonials

What people think about Fernando's Check Cashing?

Below you find some of the reviews of our customers.
Note

Pay Attention

Now you can review general characteristics of payday loans.

Payday Loans in Simi Valley, California

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.

Online cash advance loans can be the best solution to your temporary financial problems in Simi Valley , California because they are easily approved and easily paid off. Your APR will depend on your state law or on the company's policy.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Advantages of Fernando's Check Cashing that offers payday loans in Simi Valley, California

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for approval.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit score you may still get accepted for a payday loan. Such loans are designed to help meet the needs of consumers with bad credit scores. There are lenders who may be ready to give you a payday loan even if you have a poor credit rating. You will need a regular income to be eligible for a bad credit payday loan.

To get approved for a loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Find out the APR right now. Use this online calculator to specify the real cost of your payday loan. It only takes a couple of seconds to become informative even before applying.

Let's see

Other Payday Lenders in Simi Valley, California

BBVA Bank

8777 Sierra College Blvd Suite 100, Roseville, CA 95661, USA

+1 (916) 789-4400

www.bbvausa.com

Central Valley Community Bank

120 N Floral St, Visalia, CA 93291, USA

+1 (559) 625-8733

www.cvcb.com

Bank of the Sierra

224 W F St, Tehachapi, CA 93561, USA

+1 (661) 822-6801

www.bankofthesierra.com

Frontwave Credit Union: Camp Pendleton-Mainside

MCX Complex, Oceanside, CA 92058, USA

+1 (800) 736-4500

www.frontwavecu.com

Check Into Cash

500 E Bellevue Rd, Atwater, CA 95301, USA

+1 (209) 358-0772

local.checkintocash.com

Summit State Bank

10 Raley's Town Centre, Rohnert Park, CA 94928, USA

+1 (707) 568-4955

www.summitstatebank.com

Bank of the West

3509 El Camino Ave, Sacramento, CA 95821, USA

+1 (916) 483-6601

www.bankofthewest.com

ATM Mechanics Bank

1350 N Main St, Walnut Creek, CA 94572, USA

+1 (800) 627-3999

www.mechanicsbank.com

ACE Cash Express

7201 Pacific Blvd, Huntington Park, CA 90255, USA

+1 (323) 277-6185

www.acecashexpress.com