Pacific Check Cashing Payday Loans Review - Stockton, California

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3.5 2 reviews

Stockton, CA 95202, USA
Testimonials

What people think about Pacific Check Cashing?

Below you get acquainted with some of the opinions of our customers.
Note

Important

The previous three items charactirize a precise company. But below you can find general data about payday loans.

Payday Loans in Stockton, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.

It is simple and fast to get approved for payday loans in Stockton, New York. The APR will be set individually for each case and will depend on the personal information the applicant entered.

APR

25% small loan cap

Advantages of Pacific Check Cashing that offers payday loans in Stockton, New York

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or receive cash. The funds will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a few minutes to fill out the form. The funds are transferred to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Click a “Submit” button to recieve a loan offer from one of the lenders.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit rating can often be an obstacle to taking out a bank loan. A payday loan can save individuals who have low credit scores or have no credit history. But we advise you that as with any loan you should only dare applying for a payday loan if you are convinced that you can make payments on time.

To get approved for a loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a cash advance loan, you can use an online calculator. It will show the precise APR of your cash advance.

Let's see

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El Dorado Savings Bank

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