F&M Bank Payday Loans Review - Stockton, California

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4.3 9 reviews

205 Lincoln Center, Stockton, CA 95207, USA
+1 (209) 475-1128
www.fmbonline.com
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Testimonials

What people think about F&M Bank?

Below you read some of the reviews of our clients.
Note

Important

The previous three items charactirize a specific lender. But below you can find common data about payday loans.

Payday Loans in Stockton, New York

Payday loans are short-term loans originally created to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Payday loans in Stockton, New York is are simple to access. The interest rate is specific for each borrower and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Advantages of F&M Bank that offers payday loans in Stockton, New York

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Such loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of loan providers.

Common reasons

Why people take out cash advances?

Car expenses

2%
Treatment

1%
Vacation

1%
Clothes

1%
Home improvement

1%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

Having a low credit score automatically disqualifies applicants from getting a bank loan. Payday loans give clients with a poor credit history an increased chance to get approved for payday loans. A payday loan may be the only option available for some consumers to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your opportunities and pay off your loan commitments in a timely manner.

To get accepted for a loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and find out the precise cost of the cash advance loan immediately.

Let's see

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