Lucky Money Payday Loans Review - Stockton, California

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4 reviews

Organization owner?

8909 Thornton Rd #13, Stockton, CA 95209, USA

+1 (209) 475-0795

www.luckymoney.com

Wednesday

9AM–5:45PM

Thursday

9AM–5:45PM

Friday

9AM–5:45PM

Saturday

Closed

Sunday

Closed

Monday

9AM–5:45PM

Tuesday

9AM–5:45PM

Domain Info

Feedback about Lucky Money?

Here you grapple with the feedback of our clients.

Note

Pay Attention

Further there will be presented the details about not a definite lender. The information below will define shared information about payday loans and its specific features.

Payday Loans in Stockton, New York

A short-term lending option is considered as a payday loan. This is a type of a financial product issued for 2,3 weeks. Available loan amounts are from $100-$1,000.

This financial product in Stockton, New York is issued simply and quickly. The interest percentage is defined considering the category of the client: the more loans are successfully paid back, the more favorable terms will be offered to you.

APR

25% small loan cap

How will Lucky Money help issue a payday loan in Stockton, New York?

Round the clock service. Every client may contact the service at any time of the day and night. The borrowed money will be transfered to account. You won't be asked to attend any store.
No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
Online application. You have to fill out an online application only. It will be reviewed in a matter of minutes. The money are deposited in 24 business hours.
Fast and high approval level. The positive decision counts almost 98%.
Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be a hindrance to take out a loan from online lenders.

Fill out an application

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a unfavorable factor that is taken into account by financial institutions. Microfinance organizations in Stockton, ny review this circumstance not an obstacle to issue a loan. The client of a payday loan should be prepared to objectively estimate financial solvency, issue a loan, pay back the debt on time and not only cope with current issues, but enhance the credit history.

The following common points will be assessed before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator clarifies the cost of the loan known as annual percentage rate.

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