Union Bank Payday Loans Review - Thousand Oaks, California

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1 reviews

33 W Thousand Oaks Blvd, Thousand Oaks, CA 91360, USA
+1 (805) 373-6019
blw.unionbank.com
Tuesday
10AM–5PM
Wednesday
10AM–5PM
Thursday
10AM–5PM
Friday
10AM–5PM
Saturday
Closed
Sunday
Closed
Monday
10AM–5PM

Domain Info

Created Date

1995-05-23

Mailing Address

1980 Saturn Street

Monterey Park

CA

91755

United States

Company Name

MUFG Union Bank

MUFG Union Bank N.A.

Testimonials

Feedback about Union Bank?

Here you get acquainted with the reviews of our customers.
Note

Pay Attention

Above-shown info offers the details about a exact lending company. Below-shown info is oriented on shared information about payday loans.

Payday Loans in Thousand Oaks, California

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small loan is issued: $100-$1,000.

Payday loans in Thousand Oaks, California are issued easily. The interest percentage is dependent on the client's person-related data: if you repay more payday loans, the more favorable terms and rates lenders guarantee.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Union Bank help issue a payday loan in Thousand Oaks, California?

  • 24/7 operation. Such online services allow you to credit funds at any time. Money are issued day and night. The deposit will be sent to a credit card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to issue a loan. Payday lenders do not consider this factor the only one to issue a loan in Thousand Oaks, California. The company will assess many points to qualify such as payment abilities. Cash advance will be a way to improve your bad credit score into a favorable one.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to know the APR of the loan, you are welcome to use the calculator. It will determine the cost of the payday loan.

Let's see

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