PennyMac Loan Services Payday Loans Review - Thousand Oaks, California

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4 32 reviews

112 Lakeview Canyon Rd STE 130, Thousand Oaks, CA 91362, USA
+1 (866) 549-3583
www.pennymacusa.com
Tuesday
6AM–7PM
Wednesday
6AM–7PM
Thursday
6AM–7PM
Friday
6AM–7PM
Saturday
6AM–5PM
Sunday
Closed
Monday
6AM–7PM

Domain Info

Created Date

2008-07-02

Mailing Address

California

United States

Company Name

PennyMac Loan Services, LLC

PennyMac Loan Services, LLC

Testimonials

What people think about PennyMac Loan Services?

Below you get acquainted with some of the reviews of our clients.
Note

Important

Below you can read general information about payday loans and their common aspects.

Payday Loans in Thousand Oaks, California

Payday loans are short-term loans originally invented to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Payday loans may become an easy and speedy solution to a short-term problem in Thousand Oaks, California. Loans from payday lenders can get you money quickly. Your interest rate will depend on a few factors.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Advantages of PennyMac Loan Services that offers payday loans in Thousand Oaks, California

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or receive money. The money will be sent to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to submit the form. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve a loan offer from one of the lenders.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit rating you may still be able to take out a payday loan. Such loans are designed to help meet the needs of people with less than perfect credit scores. There are lenders who may be pleased to give you a payday loan even if you have a poor credit rating. You will need a regular income to apply for a bad credit payday loan.

To get approved for a payday loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and find out the precise cost of the payday loan immediately.

Let's see

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