Valley Oak Credit Union Payday Loans Review - Three Rivers, California

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5 reviews

Organization owner?

40870 Sierra Dr #9696, Three Rivers, CA 93271, USA

+1 (559) 561-4471

valleyoak.org

Thursday

9AM–1PM, 2–5PM

Friday

10AM–1PM, 2–6PM

Saturday

Closed

Sunday

Closed

Monday

9AM–1PM, 2–5PM

Tuesday

9AM–1PM, 2–5PM

Wednesday

9AM–1PM, 2–5PM

Domain Info

What people think about Valley Oak Credit Union?

Below you find some of the opinions of our clients.

Note

Pay Attention

Below you can see general information about payday loans and their common aspects.

Payday Loans in Three Rivers, Massachusetts

Payday loans are short-term loans originally invented to tide consumers over until payday. You can usually borrow from $100 to $1,000.

Online payday loans can be the right solution to your unexpected financial issues in Three Rivers , Massachusetts because they are easily obtained and easily repaid. Your APR will depend on your state regulations or on the payday lender's policy.

APR

23% small loan cap

Advantages of Valley Oak Credit Union that offers payday loans in Three Rivers, Massachusetts

Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s store.
Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
Bad credit is accepted. Not all customers are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.

Fill in an application

Information needed to complete a loan application

You will be required to enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get a loan offer from one of the lenders.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit rating you may still get approved for a payday loan. Such loans are designed to help meet the needs of individuals with less than perfect credit scores. There are companies who may be ready to offer you a payday loan even if you have a poor credit score. You will need a steady income to apply for a bad credit payday loan.

To get accepted for a payday loan, you have to comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to take out a cash advance loan, you can use an online calculator. It will show the real APR of your payday loan.

Let's see