Hanmi Bank Payday Loans Review - Torrance, California

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1.8 5 reviews
Organization owner?
21838 Hawthorne Blvd, Torrance, CA 90503, USA
+1 (310) 214-4280
locations.hanmi.com
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM

Domain Info

Created Date

1995-10-11

Mailing Address
Company Name
Contact Data
Testimonials

Feedback about Hanmi Bank?

Here you see the feedback of our clients.

Thanks to the specialists for the reputable service. They helped out in difficult times. For application you only need an ID.

Rickie Schamberger

I submit an application very often. I am satisfied with the terms. There is online round the clock service.

Christopher Schultz

Thanks to the specialists for the reputable service. They helped out in difficult times. For application you only need an ID.

Rickie Schamberger

I submit an application very often. I am satisfied with the terms. There is online round the clock service.

Christopher Schultz

Thanks to the specialists for the reputable service. They helped out in difficult times. For application you only need an ID.

Rickie Schamberger

I submit an application very often. I am satisfied with the terms. There is online round the clock service.

Christopher Schultz

Note

Pay Attention

Above-shown info provides the details about a exact lender. Below-shown info is oriented on general information about payday loans.

Payday Loans in Torrance, Pennsylvania

A short-term loan is considered as a payday loan. This is a type of a financial product taken out for several weeks. Available loan amounts range from $100-$1,000.

Payday loans in Torrance, Pennsylvania are issued easily. The interest percentage depends on the borrower's person-related data: if you cover obligations for more payday loans, the more efficient terms and rates lenders offer.

APR

6% APR small loan cap

How will Hanmi Bank help take out a payday loan in Torrance, Pennsylvania?

  • Round the clock service. Every customer may contact the service round the clock. The borrowed funds will be transfered to credit card. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be processed within minutes. The money are transferred in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be a hindrance to take out a cash advance from online lenders.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lenders.

Reasons

Why people take out payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Get Started
Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is estimated by microfinance organizations before issuing a loan. But banks almost 100% deny the request when lenders in Torrance, pa will estimate other aspects like solvency and approve a cash advance. This is a way to improve your credit rating.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator defines the cost of the loan known as annual percentage rate.

Let's see

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