Merchant Advance Pay Payday Loans Review - Torrance, California

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Loan agency in Torrance, California

Organization owner?

21281 S Western Ave, Torrance, CA 90501, USA

7 years in business

+1 (310) 328-0200

www.merchantadvancepay.com

Thursday

9AM–6PM

Friday

9AM–6:30PM

Saturday

10AM–3PM

Sunday
(Easter)

Closed

Monday

9:30AM–6PM

Tuesday

9AM–6PM

Wednesday

9AM–6PM

Domain Info

What people think about Merchant Advance Pay?

Below you find some of the reviews of our clients.

Note

Pay Attention

The above-given information provides the details about a certain lending service. The information below is about general information about payday loans.

Payday Loans in Torrance, Pennsylvania

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

It is hassle-free and speedy to get approved for payday loans in Torrance, Pennsylvania. The APR will be set individually for each person and will depend on the personal details the client provided.

APR

6% APR small loan cap

Advantages of Merchant Advance Pay that offers payday loans in Torrance, Pennsylvania

Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive cash. The money will be deposited to your bank account the same day or the next day.
Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes several minutes to submit the form. The funds are transferred to your account as quickly as possible.
94% of applicants accepted. Almost all adult people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.

Fill out an application

Information needed to complete a loan application

You will be required to fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for a decision.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Having a poor credit score automatically disqualifies consumers from getting a bank loan. Payday loans give individuals with a poor credit score an increased chance to get accepted for such loans. A payday loan may be the only loan available for some clients to help them cover urgent expenses. If you take out such a loan, it is important that you always borrow within your budget and pay back your loan commitments without delays.

To get accepted for a loan, you need to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

Find out the APR right now. Use this online calculator to specify the exact cost of your payday loan. It only takes 20 seconds to become informative even before applying.

Let's see