Bank of the Sierra Payday Loans Review - Visalia, California

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3.5 21 reviews

Organization owner?

2515 S Mooney Blvd, Visalia, CA 93277, USA

+1 (559) 636-0100

www.bankofthesierra.com

Thursday

10AM–3PM

Friday

10AM–3PM

Saturday

Closed

Sunday

Closed

Monday

10AM–3PM

Tuesday

10AM–3PM

Wednesday

10AM–3PM

Domain Info

Feedback about Bank of the Sierra?

Here you read the reviews of our customers.

Note

Pay Attention

The first three points specify the certain lender. In other turn, below-shown info makes readers grapple with shared information about payday loans.

Payday Loans in Visalia, California

According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small amount is taken out: $100-$1,000.

This financial product in Visalia, California is issued easily and fast. The interest percentage is specified respecting the category of the client: the more loans are successfully paid back, the more reasonable terms will be ensured to you.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Bank of the Sierra help issue a loan in Visalia, California?

Round the clock service. Every client may contact the service at any time of the day and night. The borrowed money will be deposited to bank account. You won't be asked to visit any department.
No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
Online form. You have to fill in an online application only. It will be processed within minutes. The funds are transferred in 24 business hours.
Fast and high approval rate. The positive offer counts almost 98%.
Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to take out a loan from online lenders.

Fill in an application

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by lenders before issuing a loan. But banks almost 100% refuse the application when lenders in Visalia, ca will estimate other aspects like payment abilities and approve a cash advance. This is a way to enhance your credit rating.

The following general points will be assessed before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The annual percentage rate will define the cost of the payday loan. It takes seconds to see the outcome.

Let's see