PennyMac Loan Services Payday Loans Review - Westlake Village, California

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4.9 1249 reviews

Organization owner?

3043 Townsgate Rd STE 200, Westlake Village, CA 91361, USA

+1 (818) 224-7442

www.pennymacusa.com

Tuesday

6AM–7PM

Wednesday

6AM–7PM

Thursday

6AM–7PM

Friday

6AM–7PM

Saturday

6AM–5PM

Sunday

Closed

Monday

6AM–7PM

Domain Info

Feedback about PennyMac Loan Services?

Here you get acquainted with the reviews of our clients.

Note

Pay Attention

Above-specified info offers the details about a definite lender. Below-defined info is devoted to common information about payday loans.

Payday Loans in Westlake Village, California

Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

It is easy and quick to issue loans in Westlake Village, California. The rates are accured on an individual basis: if a borrower repays as much loans as possible, she will be offered one of the most efficinet terms and rates.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will PennyMac Loan Services help issue a loan in Westlake Village, California?

24/7 operation. Such online services allow you to get funds at any time. Money are issued around the clock. The payday loan will be sent to a card, so a personal visit to the store is not required.
No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled in and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

Fill in an application

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

A negative factor considered by financial institutions is known as bad credit history. But this obstacle is not implied as the only one by lenders to issue a loan. The lender process many aspects such as financial solvency to approve the request. Cash advance in Westlake Village, California may help level up your credit score.

The following general points will be rated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to take out a loan, you should define its exact cost. This calculator will show the APR of the loan.

Let's see