Credit Union of Southern California Payday Loans Review - Whittier, California

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2.4 5 reviews

Organization owner?

11748 Washington Blvd, Whittier, CA 90606, USA

+1 (562) 907-2364

www.cusocal.org

Tuesday

9:30AM–5:30PM

Wednesday

9:30AM–5:30PM

Thursday

9:30AM–5:30PM

Friday

9:30AM–6PM

Saturday

9:30AM–1:30PM

Sunday

Closed

Monday

9:30AM–5:30PM

Domain Info

Feedback about Credit Union of Southern California?

Here you read the feedback of our clients.

Note

Pay Attention

The first three points specify the certain lending company. In other turn, below-defined info makes readers grapple with shared information about payday loans.

Payday Loans in Whittier, North Carolina

A short-term loan is considered as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Available loan amounts range from $100-$1,000.

Such financial products as payday loan in Whittier, North Carolina is taken out simply and fast for a short term: 2-3 weeks. The interest rates are set on an individual basis concerning on the person-related data: the more payday loans you pay back off, the more reasonable rates a borrower will get.

APR

36% APR small loan cap

How will Credit Union of Southern California help take out a loan in Whittier, North Carolina?

24/7 operation. Such online services allow you to receive funds at any time. Money are taken out day and night. The loan will be sent to a card, so a personal visit to the store is not required.
No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled in and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
High approval rate. When it relates to small amounts, a positive answer comes up 98%.
Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

Fill out an application

What data to fill in in the application? - General Info

To leave an application, every client should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

A negative factor reviewed by financial institutions is known as bad credit history. But this drawback is not taken as the only one by microfinance organizations to issue a loan. The lender review many aspects such as financial capabilities to approve the form. Payday loans in Whittier, North Carolina may help level up your credit score.

The following common points will be estimated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator serves to calculating the APR. This is a real cost of the payday loan.

Let's see