Mechanics Bank - Yuba City Branch Payday Loans Review - Yuba City, California

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2.6 12 reviews

Organization owner?

1600 Butte House Rd, Yuba City, CA 95993, USA

+1 (530) 751-2700

www.mechanicsbank.com

Friday

9AM–6PM

Saturday

Closed

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Domain Info

Feedback about Mechanics Bank - Yuba City Branch?

Here you grapple with the feedback of our clients.

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Pay Attention

Above there are details about a definite lending company. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Yuba City, California

Payday loan is taken out for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

It is easy and fast to issue payday loans in Yuba City, California. The rates are set on an individual basis: if a borrower repays as much loans as possible, he will be offered one of the most favorable terms and rates.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Mechanics Bank - Yuba City Branch help take out a loan in Yuba City, California?

Round the clock service. Every borrower may contact the service round the clock. The borrowed funds will be transfered to credit card. You won't be asked to attend any department.
No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online form. You have to fill in an online application only. It will be processed within minutes. The funds are transferred in 24 business hours.
Fast and high approval percentage. The positive decision counts almost 98%.
Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to take out a payday loan from online lenders.

Fill in an application

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is considered by payday lenders before taking out a loan. But banks almost 100% refuse the application when lenders in Yuba City, ca will assess other aspects like financial capabilities and approve a loan. This is a way to enhance your credit history.

The following general points will be estimated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator serves to calculating the annual percentage rate. This is a real cost of the loan.

Let's see