Academy Bank Payday Loans Review - Commerce City, Colorado

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2.4 15 reviews

Organization owner?

5990 Dahlia St, Commerce City, CO 80022, USA

+1 (303) 222-9250

www.academybank.com

Monday

9AM–6PM

Tuesday

9AM–6PM

Wednesday

9AM–6PM

Thursday

9AM–6PM

Friday

9AM–7PM

Saturday

10AM–2PM

Sunday

Closed

Domain Info

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459

Jacksonville

32256

United States

Contact Data

uu7zj34k56w@networksolutionsprivateregistration.com

+1.5707088780

Testimonials

Feedback about Academy Bank?

Here you grapple with the reviews of our clients.

Note

Pay Attention

The first three points show the certain lending company. In other turn, below-shown info makes users get acquainted general information about payday loans.

Payday Loans in Commerce City, Colorado

Payday loan is taken out for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

Such financial products as payday loan in Commerce City, Colorado is taken out simply and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more loans you pay back off, the more reasonable rates a borrower will recieve.

APR

36%

Max Loan

$500

Min Term

6 months (180 days)

Max Term

Not Specified

How will Academy Bank help issue a loan in Commerce City, Colorado?

24/7 service. Such online services allow you to receive funds at any time. Funds are taken out around the clock. The loan will be sent to a bank account, so a personal visit to the office is not necessary.
No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
Online application. The application is filled in and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
High approval rate. When it relates to small amounts, a positive answer comes up 98%.
Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

Fill out an application

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Reasons

Why people issue payday loans?

Utility Bills

14%

Healthcare Bills

16%

Traveling

12%

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to take out a cash advance. Microfinance organizations do not consider this factor the only one to take out a loan in Commerce City, Colorado. The company will estimate many points to qualify such as solvency. Cash advance will be a source to improve your bad credit score into a favorable one.

The following general points will be rated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator serves to calculating the APR. This is a real cost of the loan.

Let's see