Routt Federal Credit Union Payday Loans Review - Steamboat Springs, Colorado

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4.5 2 reviews

Organization owner?

440 S Lincoln Ave B3, Steamboat Springs, CO 80487, USA

+1 (970) 879-2723

www.routtcreditunion.com

Tuesday

9AM–4PM

Wednesday

9AM–4PM

Thursday

9AM–4PM

Friday

9AM–4PM

Saturday

Closed

Sunday

Closed

Monday

9AM–4PM

Domain Info

Mailing Address

DomainsByProxy.com 2155 E Warner Rd

Tempe

Arizona

85284

United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

routtcreditunion.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

Testimonials

Feedback about Routt Federal Credit Union?

Here you read the reviews of our clients.

Note

Pay Attention

Further there will be presented the details about not a certain lender. The information below will explain general information about payday loans and its specific elements.

Payday Loans in Steamboat Springs, Colorado

According to the definiftion, a payday loan is a lending option issued for a short time span: 2-3 weeks. A small loan is approved: $100-$1,000.

Such financial products as payday loan in Steamboat Springs, Colorado is issued simply and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis depending on the personal data: the more loans you pay back off, the more reasonable rates a customer will recieve.

APR

36%

Max Loan

$500

Min Term

6 months (180 days)

Max Term

Not Specified

How will Routt Federal Credit Union help take out a loan in Steamboat Springs, Colorado?

24/7 operation. Such online services allow you to receive funds at any time. Funds are issued around the clock. The transfer will be sent to a account, so a personal visit to the office is not required.
No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled in and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
High approval level. When it comes to small amounts, a positive decision comes up 98%.
Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.

Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Reasons

Why people take out payday loans?

Utility Bills

19%

Healthcare Bills

22%

Traveling

17%

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

A unfavorable factor considered by financial institutions is known as bad credit history. But this drawback is not taken as the only one by lenders to take out a loan. The lending company review many aspects such as financial solvency to approve the application. Payday loans in Steamboat Springs, Colorado may help improve your credit history.

The following common points will be rated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator is intended to calculating the APR. This is a real cost of the payday loan.

Let's see