Lou's Jewelry & Pawn Payday Loans Review - Wilmington, Delaware

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3 19 reviews

712 N Market St, Wilmington, DE 19801, USA
+1 (302) 888-1812
Friday
(Good Friday)
9AM–4PM
Hours might differ
Saturday
9AM–1:30PM
Sunday
(Easter)
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Testimonials

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Further there will be shown the details about not a certain lending company. The information below will tell about shared information about payday loans and its specific aspects.

Payday Loans in Wilmington, New York

Payday loan is issued for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

This financial product in Wilmington, New York is taken out easily and quickly. The interest rate is set depending on the category of the customer: the more loans are successfully paid off, the more reasonable terms will be guaranteed to you.

APR

25% small loan cap

How will Lou's Jewelry & Pawn help issue a payday loan in Wilmington, New York?

  • Round the clock service. Every client may address the service round the clock. The borrowed money will be deposited to card. You won't be asked to visit any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be considered in a matter of minutes. The money are credited in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be a hindrance to issue a loan from online lenders.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of payday lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to reject the loan. Lenders do not consider this factor the only one to issue a loan in Wilmington, New York. They assess many other factors before issuing a loan. One of them is financial capabilities. This is a way to enhance your credit score.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is meant for calculating the APR. This is a real cost of the payday loan.

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