Almost a Bank Payday Loans Review - Altamonte Springs, Florida

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5 4 reviews
Loan agency in Altamonte Springs, Florida

745 Orienta Ave Suite 1021, Altamonte Springs, FL 32701, USA
7 years in business
+1 (407) 502-0240
www.almostabank.com
Saturday
9AM–6PM
Sunday
(Easter)
Closed
Monday
9AM–6PM
Tuesday
Closed
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM

Domain Info

Created Date

2013-04-30

Mailing Address

Florida

United States

Testimonials

What people think about Almost a Bank?

Below you find some of the testimonials of our customers.
Note

Important

Below you can review general information about payday loans and their common characteristics.

Payday Loans in Altamonte Springs, Florida

Payday loans are short-term loans originally designed to tide consumers over until payday. You can typically borrow from $100 to $1,000.

It is effortless and speedy to get accepted for payday loans in Altamonte Springs, Florida. The APR will be set individually for each consumer and will depend on the personal data the applicant filled in.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

Advantages of Almost a Bank that offers payday loans in Altamonte Springs, Florida

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive funds. The funds will be sent to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to fill out the form. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of loan providers.

Common reasons

Why people take out cash advances?

Car expenses

12%
Treatment

9%
Vacation

7%
Clothes

5%
Home improvement

5%
Debt Consolidation

4%
Bad Credit Approved

Payday loans for bad credit

Having a poor credit score automatically disqualifies you from getting a bank loan. Payday loans give individuals with a poor credit history an increased chance to get accepted for payday loans. A payday loan may be the only option available for some people to help them cover urgent expenses. If you take out such a loan, it is important that you always borrow within your opportunities and pay back your loan commitments in a timely manner.

To get accepted for a loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and learn the definite cost of the cash advance loan immediately.

Let's see

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