Pen Air Federal Credit Union Payday Loans Review - Century, Florida

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4 9 reviews

Organization owner?

8460 N Century Blvd, Century, FL 32535, USA

+1 (850) 505-3200

www.penair.org

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–5PM

Saturday

Closed

Sunday

Closed

Domain Info

Feedback about Pen Air Federal Credit Union?

Here you read the feedback of our clients.

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Pay Attention

Above-defined info provides the details about a exact lender. Below-shown info is oriented on general information about payday loans.

Payday Loans in Century, Florida

A short-term lending option is considered as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

Payday loans in Century, Florida are taken out easily. The interest rate is dependent on the client's person-related data: if you cover obligations for more payday loans, the more favorable terms and rates payday lending companies offer.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will Pen Air Federal Credit Union help take out a payday loan in Century, Florida?

24/7 service. Such online services allow you to receive funds at any time. Funds are taken out around the clock. The transfer will be sent to a bank account, so a personal visit to the office is not required.
No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
Online application. The application is filled in and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
High approval rate. When it comes to small amounts, a positive answer comes up 98%.
Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.

Fill out an application

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

A unfavorable factor considered by financial institutions is known as bad credit history. But this drawback is not reviewed as the only one by microfinance organizations to take out a loan. The lender process many aspects such as financial abilities to approve the request. Payday loans in Century, Florida may help enhance your credit history.

The following common points will be assessed before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to calculate the APR of the loan, you are welcome to apply the calculator. It will determine the cost of the loan.

Let's see