Centennial Bank Payday Loans Review - Eastpoint, Florida

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5 2 reviews

5 Jefferson St, Eastpoint, FL 32328, USA
+1 (850) 653-2341
(Good Friday)
Hours might differ

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Above-shown info offers the details about a definite lending company. Below-shown info is devoted to general information about payday loans.

Payday Loans in Eastpoint, Florida

A short-term lending option is known as a payday loan. This is a type of a financial product issued for several weeks. Accessible loan amounts vary from $100-$1,000.

It is easy and quick to take out payday loans in Eastpoint, Florida. The rates are accured on an individual basis: if a borrower repays as much loans as possible, he will be offered one of the most favorable terms and rates.



Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will Centennial Bank help issue a payday loan in Eastpoint, Florida?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Funds are issued around the clock. The loan will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.


Why people take out payday loans?

Utility Bills

Healthcare Bills


Car Repair


Bad Credit Approved

Payday loans for bad credit

A negative factor reviewed by financial institutions is known as bad credit history. But this hindrence is not taken as the only one by payday lenders to take out a loan. The lender process many aspects such as financial solvency to approve the application. Payday loans in Eastpoint, Florida may help level up your credit score.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to know the annual percentage rate of the loan, you are welcome to apply the calculator. It will determine the cost of the payday loan.

Let's see

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