FAIRWINDS Credit Union Payday Loans Review - Edgewater, Florida

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3 2 reviews

Organization owner?

1504 S Ridgewood Ave, Edgewater, FL 32132, USA

+1 (407) 277-5045

www.fairwinds.org

Thursday

9AM–4PM

Friday
(Good Friday)

9AM–6PM

Hours might differ

Saturday

Closed

Sunday
(Easter)

Closed

Monday

9AM–4PM

Tuesday

9AM–4PM

Wednesday

9AM–4PM

Domain Info

What people think about FAIRWINDS Credit Union?

Below you get acquainted with some of the testimonials of our customers.

Note

Pay Attention

Now you can read general characteristics of payday loans.

Payday Loans in Edgewater, New Jersey

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Online payday loans can be the easiest solution to your short-term financial troubles in Edgewater , New Jersey because they are easily approved and easily repaid. Your APR will depend on your state regulations or on the payday lender's policy.

APR

30% usury cap

Advantages of FAIRWINDS Credit Union that offers payday loans in Edgewater, New Jersey

24/7 service. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account within a few hours.
High approval chances. 94% of borrowers are accepted.
Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.

Fill in an application

Information needed to complete a loan application

You will be required to fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit history you may still get a payday loan. Such loans are designed to help meet the needs of individuals with lower credit scores. There are companies who may be willing to give you a payday loan even if you have a bad credit score. You will need a regular income to be eligible for a bad credit payday loan.

To get approved for a cash advance, you need to comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the loan in a few minutes.

Let's see