Advance America Payday Loans Review - Edgewater, Florida

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4.8 56 reviews

Loan agency in Edgewater, Florida

Organization owner?

1846 S Ridgewood Ave, Edgewater, FL 32141, USA

+1 (386) 428-1718

www.advanceamerica.net

Friday
(Good Friday)

9AM–7PM

Hours might differ

Saturday

9AM–7PM

Sunday
(Easter)

Closed

Monday

10AM–6PM

Tuesday

10AM–6PM

Wednesday

10AM–6PM

Thursday

9AM–7PM

Domain Info

Feedback about Advance America?

Here you see the reviews of our customers.

Note

Pay Attention

The first three points specify the certain lending company. In other turn, below-shown info makes readers grapple with general information about payday loans.

Payday Loans in Edgewater, New Jersey

According to the definiftion, a payday loan is a lending option issued for a short time span: 2-3 weeks. A small amount is approved: $100-$1,000.

This financial product in Edgewater, New Jersey is taken out simply and fast. The interest percentage is specified respecting the category of the borrower: the more loans are successfully repaid, the more favorable terms will be ensured to you.

APR

30% usury cap

How will Advance America help issue a loan in Edgewater, New Jersey?

Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen lender offline. The funds will be transferred to your bank account.
No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
Online application. Submit an online form with person-related data. It will take some minutes to review the application. The funds are transferred in 24 business hours.
The approval level is high. Almost 98% of positive decisions are made.
Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

Fill out an application

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by microfinance organizations before issuing a loan. But banks almost 100% refuse the application when lenders in Edgewater, nj will assess other aspects like payment abilities and approve a cash advance. This is a way to improve your credit history.

The following general points will be rated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator is intended to calculating the APR. This is a exact cost of the payday loan.

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