What people think about Cogent Bank?
They only ask for an ID to verify you. Last year I was ill and needed some cash to hold on. These guys approved me although I had a low credit score. Quick and legit process. Highly recommend!
Thank you Cogent Bank for assisting me when I needed cash urgently to pay for surgery. I have applied through this company once and everything was nice. This is the most transparent lender with no hidden fees. Highly recommended!!!
Hilda Jacobi MD
Cogent Bank seems good. Used it twice. The first payday loan approved was small – $300, but next time the limit was increased to $700. Repaid the loan as agreed. The staff were understanding, they gave fast answers to all my questions. No issues. But their interest rates are average.
Above there is information about a exact loan provider. Below you can see common aspects of payday loans.
Payday Loans in Fort Myers, Florida
A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
Payday loans are the easiest loans to be eligible in Fort Myers, Florida. The entire process is hassle-free. They are appoved immediately and come with individual interest rate. It will be influenced by the borrower’s personal data.
$500 for single payment and $1,000$ for installment loans
7 days for single payment and 60 days for installment loans
31 days for single payment and 90 days for installment loans
Advantages of Cogent Bank that offers payday loans in Fort Myers, Florida
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get funds. The funds will be transferred to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes several minutes to submit the application. The funds are sent to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Information needed to complete a loan application
Then click “Submit” and wait for approval.
Payday loans for bad credit
If you have a bad credit history you may still get a payday loan. Such loans are designed to help meet the needs of people with lower credit scores. There are lenders who may be willing to offer you a payday loan even if you have a bad credit rating. You will need a steady income to apply for a bad credit payday loan.
To get approved for a cash advance, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to learn the real cost of the loan even before applying.