Ameris Bank Payday Loans Review - Gainesville, Florida

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4.2 11 reviews

Organization owner?

3631 N Main St, Gainesville, FL 32609, USA

+1 (352) 264-7250

banks.amerisbank.com

Friday
(Good Friday)

9AM–5PM

Hours might differ

Saturday

Closed

Sunday
(Easter)

Closed

Monday

9AM–4PM

Tuesday

9AM–4PM

Wednesday

9AM–4PM

Thursday

9AM–4PM

Domain Info

Mailing Address

24 2ND AVE SE

MOULTRIE

31768-4758

United States

Contact Data

alertsnetsol@amerisbank.com

+1.2296166121

Testimonials

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Here you read the feedback of our customers.

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Above there are details about a certain lending company. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Gainesville, New York

According to the definiftion, a payday loan is a lending option taken out for a short period: 2-3 weeks. A small loan is approved: $100-$1,000.

Problem-free financial products are known as payday loans in Gainesville, ny. They are issued at individually-set interest rates. They are dependent on customer's data. It is also important to pay off as much payday loans as possible.

APR

25% small loan cap

How will Ameris Bank help issue a loan in Gainesville, New York?

Round the clock service. Every customer may contact the service round the clock. The borrowed money will be transfered to credit card. You won't be asked to attend any department.
No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
Online request. You have to fill out an online application only. It will be processed in a matter of minutes. The funds are credited in 24 business hours.
Fast and high approval rate. The positive decision counts almost 98%.
Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be an obstacle to issue a cash advance from online lenders.

Fill out an application

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is estimated by banks before taking out a loan. But banks almost 100% deny the application when lenders in Gainesville, ny will estimate other aspects like payment abilities and approve a payday loan. This is a way to improve your credit score.

The following general points will be estimated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator serves to calculating the annual percentage rate. This is a definite cost of the loan.

Let's see