Florida Credit Union Payday Loans Review - Gainesville, Florida

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3 43 reviews

Organization owner?

3720 NW 13th St, Gainesville, FL 32609, USA

+1 (352) 377-4141

www.flcu.org

Friday
(Good Friday)

9AM–6PM

Hours might differ

Saturday

9AM–1PM

Sunday
(Easter)

Closed

Monday

9AM–6PM

Tuesday

9AM–6PM

Wednesday

9AM–6PM

Thursday

9AM–6PM

Domain Info

Feedback about Florida Credit Union?

Here you get acquainted with the feedback of our clients.

Note

Pay Attention

Payday lenders are described in the first three points. Below info shows shared information about payday loans.

Payday Loans in Gainesville, New York

According to the definiftion, a payday loan is a loan issued for a short time span: 2-3 weeks. A small amount is approved: $100-$1,000.

Hassle-free financial products are known as payday loans in Gainesville, ny. They are issued at individual interest rates. They depend on customer's data. It is also significant to pay back as much payday loans as possible.

APR

25% small loan cap

How will Florida Credit Union help take out a payday loan in Gainesville, New York?

Round the clock service. Every customer may address the service at any time of the day and night. The borrowed money will be deposited to bank account. You won't be asked to visit any store.
No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online request. You have to fill out an online application only. It will be reviewed within minutes. The funds are deposited in 24 business hours.
Fast and high approval rate. The positive offer counts almost 98%.
Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to take out a payday loan from online lenders.

Fill out an application

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

A unfavorable factor processed by financial institutions is known as bad credit history. But this obstacle is not reviewed as the only one by lenders to take out a cash advance. The lender review many aspects such as financial abilities to approve the request. Payday loans in Gainesville, New York may help improve your credit score.

The following common points will be rated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator defines the cost of the loan known as annual percentage rate.

Let's see