Pen Air Federal Credit Union Payday Loans Review - Gulf Breeze, Florida

Your personal information is safe with us
4.3 18 reviews

3591 Gulf Breeze Pkwy, Gulf Breeze, FL 32563, USA
+1 (850) 505-3200
www.penair.org
Friday
(Good Friday)
9AM–5PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Testimonials

Feedback about Pen Air Federal Credit Union?

Here you grapple with the reviews of our clients.
Note

Pay Attention

Above there are details about a definite lender. Below every user may grapple with the common features of payday loans.

Payday Loans in Gulf Breeze, Florida

According to the definiftion, a payday loan is a loan taken out for a short time span: 2-3 weeks. A small amount is issued: $100-$1,000.

Such financial products as payday loan in Gulf Breeze, Florida is issued easily and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more payday loans you pay back off, the more favorable rates a client will get.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will Pen Air Federal Credit Union help issue a payday loan in Gulf Breeze, Florida?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Money are issued day and night. The deposit will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is assessed by lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Gulf Breeze, fl will assess other aspects like financial capabilities and approve a cash advance. This is a way to enhance your credit score.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to know the annual percentage rate of the loan, you are welcome to use the calculator. It will specify the cost of the cash advance.

Let's see

Other Payday Lenders in Gulf Breeze, Florida

Lynx Financial Services

4800 N Federal Hwy, Boca Raton, FL 33431, USA

+1 (561) 447-9919

expressloansofamerica.com

CenterState Bank

1120 FL-20, Interlachen, FL 32148, USA

www.centerstatebank.com

City National Bank - ATM

1520 E John Sims Pkwy E, Niceville, FL 32578, USA

+1 (850) 678-3002

Mercantile Bank

8695 College Pkwy, Fort Myers, FL 33908, USA

+1 (239) 415-2416

www.mercbank.com

Community Choice Financial

9500 NW 27th Ave, Miami, FL 33147, USA

+1 (786) 621-4748

www.ccfi.com

Dollar Financial Group

1675 Forum Pl a, West Palm Beach, FL 33401, USA

+1 (561) 615-0326

Walmart Money Center

11351 SE 177th Ln, Summerfield, FL 34491, USA

www.walmart.com

Citizens Bank

3 N Yonge St, Ormond Beach, FL 32174, USA

www.citizensbank.com

Christensen Financial, Inc. Corporate

860 N State Rd 434, Altamonte Springs, FL 32714, USA

+1 (407) 869-0008

www.cfimortgage.com