Advance America Payday Loans Review - Jacksonville, Florida

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4.7 32 reviews

Loan agency in Jacksonville, Florida

Organization owner?

1020-14 Edgewood Ave N, Jacksonville, FL 32254, USA

+1 (904) 781-7075

www.advanceamerica.net

Sunday

Closed

Monday

10AM–6PM

Tuesday

10AM–6PM

Wednesday

10AM–6PM

Thursday

10AM–6PM

Friday

9AM–7PM

Saturday

9AM–7PM

Domain Info

Feedback about Advance America?

Here you see the feedback of our customers.

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Pay Attention

Payday lenders are shown in the first three points. Below info specifies common information about payday loans.

Payday Loans in Jacksonville, New York

A short-term loan is considered as a payday loan. This is a type of a financial product issued for several weeks. Available loan amounts are from $100-$1,000.

Payday loans in Jacksonville, New York are issued hassle-free. The interest rate is conditional on the borrower's personal information: if you cover obligations for more payday loans, the more favorable terms and rates lenders guarantee.

APR

25% small loan cap

How will Advance America help take out a payday loan in Jacksonville, New York?

24/7 service. Such online services allow you to credit funds at any time. Money are issued day and night. The payday loan will be sent to a card, so a personal visit to the office is not required.
No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled in and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
High approval level. When it concerns to small amounts, a positive answer comes up 98%.
Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

Fill out an application

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to issue a loan. Payday lenders do not consider this factor the only one to take out a loan in Jacksonville, New York. The lending company will estimate many points to qualify such as solvency. Cash advance will be a way to enhance your bad credit score into a favorable one.

The following general points will be rated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator defines the cost of the payday loan known as annual percentage rate.

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