Universal Motor Credit Payday Loans Review - Jacksonville, Florida

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Loan agency in Jacksonville, Florida

4819 San Juan Ave, Jacksonville, FL 32210, USA
7 years in business
+1 (904) 645-0672
Thursday
8AM–5PM
Friday
(Good Friday)
8AM–4PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Testimonials

What people think about Universal Motor Credit?

Below you read some of the opinions of our customers.
Note

Pay Attention

Now you can read general features of payday loans.

Payday Loans in Jacksonville, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

Payday loans in Jacksonville, New York is are simple to access. The APR is individual for each borrower and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Advantages of Universal Motor Credit that offers payday loans in Jacksonville, New York

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit rating you may still be able to take out a payday loan. Such loans are designed to help meet the needs of clients with lower credit scores. There are companies who may be pleased to give you a payday loan even if you have a poor credit rating. You will need a steady income to be eligible for a bad credit payday loan.

To get accepted for a loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and learn the precise cost of the loan immediately.

Let's see

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TIAA Financial Services

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