Southern Commerce Bank Payday Loans Review - Jacksonville, Florida

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4 2 reviews

Organization owner?

6767 103rd St, Jacksonville, FL 32210, USA

+1 (904) 777-8755

www.academybank.com

Thursday

8AM–1PM

Friday
(Good Friday)

8AM–1PM

Hours might differ

Saturday

8AM–1PM

Sunday
(Easter)

Closed

Monday

8AM–1PM

Tuesday

8AM–1PM

Wednesday

8AM–1PM

Domain Info

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459

Jacksonville

32256

United States

Contact Data

uu7zj34k56w@networksolutionsprivateregistration.com

+1.5707088780

Testimonials

Feedback about Southern Commerce Bank?

Here you grapple with the feedback of our clients.

Note

Pay Attention

Further there will be presented the details about not a certain lender. The information below will tell about shared information about payday loans and its specific elements.

Payday Loans in Jacksonville, New York

A short-term loan is known as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

Such financial products as payday loan in Jacksonville, New York is taken out easily and quickly for a short term: 2-3 weeks. The interest rates are set on an individual basis depending on the personal data: the more payday loans you pay back off, the more reasonable rates a borrower will recieve.

APR

25% small loan cap

How will Southern Commerce Bank help issue a loan in Jacksonville, New York?

24/7 operation. Such Internet services allow you to receive funds at any time. Funds are issued around the clock. The deposit will be sent to a card, so a personal visit to the office is not necessary.
No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled out and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
High approval level. When it concerns to small amounts, a positive decision comes up 98%.
Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.

Fill out an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of payday lenders.

Reasons

Why people take out payday loans?

Utility Bills

18%

Healthcare Bills

20%

Traveling

15%

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is taken into account by financial institutions. Microfinance organizations in Jacksonville, ny consider this circumstance not a hindrence to issue a loan. The customer of a payday loan should be prepared to objectively estimate financial capabilities, issue a loan, repay the debt on a due date and not only resolve current issues, but enhance the credit history.

The following common points will be estimated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator clarifies the cost of the payday loan known as APR.

Let's see