Lightning Pawn Payday Loans Review - Keystone Heights, Florida

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4.3 13 reviews

885 FL-100, Keystone Heights, FL 32656, USA
+1 (352) 473-7296
Friday
(Good Friday)
9AM–6PM
Hours might differ
Saturday
9AM–2PM
Sunday
(Easter)
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Testimonials

What people think about Lightning Pawn?

Below you find some of the opinions of our clients.
Note

Pay Attention

The previous three items describe a certain lending service. But below you can read common information about payday loans.

Payday Loans in Keystone Heights, Florida

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

It is effortless and fast to get approved for payday loans in Keystone Heights, Florida. The interest rate will be set specifically for each person and will depend on the personal details the consumer filled in.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

Advantages of Lightning Pawn that offers payday loans in Keystone Heights, Florida

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for a decision.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to people with a bad credit rating. Payday loan approvals depend very much on specific circumstances. Payday companies will pay attention to your wages and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and on time.

To get accepted for a loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the cash advance loan in a few minutes.

Let's see

Other Payday Lenders in Keystone Heights, Florida

InstaLoan

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+1 (321) 674-2055

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Advance America

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+1 (386) 736-6305

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Cash Advance

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+1 (904) 388-2868

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Citizens Bank

3024 SE Dixie Hwy, Stuart, FL 34997, USA

www.citizensbank.com

ATM (Fifth Third Bank)

7925 Airport-Pulling Rd, Naples, FL 34109, USA

+1 (239) 594-5304

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Keys Federal Credit Union Big Pine Key, FL

29977 Overseas Hwy, Big Pine Key, FL 33043, USA

+1 (305) 294-6622

www.keysfcu.org

Advance America

1978 Pat Thomas Pkwy, Quincy, FL 32351, USA

+1 (850) 627-8541

www.advanceamerica.net

TD Bank

2211 Okeechobee Rd, Fort Pierce, FL 34950, USA

+1 (772) 466-2066

locations.td.com

InstaLoan

2494 W US Hwy 90 West, Lake City, FL 32055, USA

+1 (386) 752-1707

www.instaloan.com