United Southern Bank Payday Loans Review - Lady Lake, Florida

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4 8 reviews

224 US 27 & 441, Lady Lake, FL 32159, USA
+1 (352) 753-2300
www.unitedsouthernbank.com
Thursday
9AM–4PM
Friday
(Good Friday)
9AM–6PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

Created Date

1998-01-18

Mailing Address

2701 S BAY ST

EUSTIS

FL

32726-6501

United States

Company Name

United Southern Bank

United Southern Bank

Contact Data

correspondentbanking@unitedsouthernbank.com

352-483-5894

Testimonials

What people think about United Southern Bank?

Below you find some of the reviews of our clients.
Note

Important

Now you can review general features of payday loans.

Payday Loans in Lady Lake, Florida

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.

Payday loans in Lady Lake, Florida is are simple to get. The APR is individual for each applicant and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

Advantages of United Southern Bank that offers payday loans in Lady Lake, Florida

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or receive funds. The funds will be transferred to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a few minutes to submit the application. The funds are transferred to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only accept good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the offer.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit rating can usually be an obstacle to getting a bank loan. A payday loan can help clients who have bad credit scores or have no credit score. But we advise you that as with any loan you should only think about applying for a payday loan if you are assured that you can afford payments without delays.

To get accepted for a payday loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and learn the exact cost of the loan immediately.

Let's see

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