Advance America Payday Loans Review - Lake City, Florida

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4.3 13 reviews
Loan agency in Columbia County, Florida

2941 W US Hwy 90 #103, Lake City, FL 32055, USA
+1 (386) 752-1718

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Created Date


Mailing Address

South Carolina

United States

Company Name




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Above there are details about a definite lender. Below every reader may grapple with the common features of payday loans.

Payday Loans in Lake City, Pennsylvania

A short-term lending option is known as a payday loan. This is a type of a financial product issued for 2,3 weeks. Available loan amounts vary from $100-$1,000.

This financial product in Lake City, Pennsylvania is taken out simply and quickly. The interest percentage is defined considering the category of the borrower: the more loans are successfully paid back, the more reasonable terms will be offered to you.


6% APR small loan cap

How will Advance America help take out a payday loan in Lake City, Pennsylvania?

  • Round the clock service. Every borrower may address the service at any time of the day and night. The borrowed money will be credited to card. You won't be asked to visit any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be processed in a matter of minutes. The funds are transferred in 24 business hours.
  • Fast and high approval level. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be an obstacle to issue a cash advance from online lenders.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.


Why people take out payday loans?

Utility Bills

Healthcare Bills


Car Repair


Bad Credit Approved

Payday loans for bad credit

A adverse factor considered by financial institutions is called as bad credit history. But this drawback is not reviewed as the only one by microfinance organizations to take out a loan. The lending company review many aspects such as financial capabilities to approve the application. Cash advance in Lake City, Pennsylvania may help improve your credit score.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator clarifies the cost of the loan known as APR.

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