Advance America Payday Loans Review - Lake City, Florida

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4.3 23 reviews

Loan agency in Lake City, Florida

Organization owner?

905 SW Main Blvd Suite 120, Lake City, FL 32025, USA

+1 (386) 754-4023

www.advanceamerica.net

Thursday

10AM–6PM

Friday

9AM–7PM

Saturday

9AM–7PM

Sunday

Closed

Monday

10AM–6PM

Tuesday

10AM–6PM

Wednesday

10AM–6PM

Domain Info

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Here you see the reviews of our customers.

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Pay Attention

Further there will be presented the details about not a exact lending company. The information below will tell about general information about payday loans and its specific elements.

Payday Loans in Lake City, Pennsylvania

Payday loan is taken out for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in Lake City, Pennsylvania are taken out easily. The interest percentage is dependent on the customer's personal information: if you cover obligations for more payday loans, the more reasobanle terms and rates lenders offer.

APR

6% APR small loan cap

How will Advance America help issue a payday loan in Lake City, Pennsylvania?

24/7 operation. Such online services allow you to receive funds at any time. Funds are taken out day and night. The deposit will be sent to a credit card, so a personal visit to the department is not necessary.
No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
Online application. The application is filled in and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by microfinance organizations before issuing a loan. But banks almost 100% refuse the application when lenders in Lake City, pa will estimate other aspects like financial capabilities and approve a cash advance. This is a way to enhance your credit history.

The following common points will be assessed before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to take out a loan, you should calculate its exact cost. This calculator will show the APR of the loan.

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