Advance America Payday Loans Review - Lake City, Florida

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4.3 23 reviews
Loan agency in Lake City, Florida

905 SW Main Blvd Suite 120, Lake City, FL 32025, USA
+1 (386) 754-4023

Domain Info

Created Date


Mailing Address

South Carolina

United States

Company Name




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Further there will be presented the details about not a exact lending company. The information below will tell about general information about payday loans and its specific elements.

Payday Loans in Lake City, Pennsylvania

Payday loan is taken out for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in Lake City, Pennsylvania are taken out easily. The interest percentage is dependent on the customer's personal information: if you cover obligations for more payday loans, the more reasobanle terms and rates lenders offer.


6% APR small loan cap

How will Advance America help issue a payday loan in Lake City, Pennsylvania?

  • 24/7 operation. Such online services allow you to receive funds at any time. Funds are taken out day and night. The deposit will be sent to a credit card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.


Why people take out payday loans?

Utility Bills

Healthcare Bills


Car Repair


Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by microfinance organizations before issuing a loan. But banks almost 100% refuse the application when lenders in Lake City, pa will estimate other aspects like financial capabilities and approve a cash advance. This is a way to enhance your credit history.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you should calculate its exact cost. This calculator will show the APR of the loan.

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