Valley Bank Payday Loans Review - Lake Mary, Florida

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3.7 3 reviews

1200 International Pkwy S, Heathrow, FL 32746, USA
+1 (407) 771-0097
locations.valley.com
Friday
(Good Friday)
9AM–4PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Testimonials

What people think about Valley Bank?

Below you see some of the testimonials of our customers.
Note

Pay Attention

The previous three items charactirize a specific financial institution. But below you can find general information about payday loans.

Payday Loans in Lake Mary, Florida

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Payday loans are the easiest loans to be eligible in Lake Mary, Florida. The entire process is stress-free. They are issued right away and come with individual APR. It will be influenced by the borrower’s personal information.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

Advantages of Valley Bank that offers payday loans in Lake Mary, Florida

  • 24/7 service. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account within several hours.
  • High approval rates. 94% of applications are approved.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of payday lenders.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit history can typically be an obstacle to getting a bank loan. A payday loan can save individuals who have low credit scores or have no credit history. But we recommend you that as with any borrowing you should only dare applying for a payday loan if you are convinced that you can make payments in good time.

To get accepted for a payday loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and find out the definite cost of the loan immediately.

Let's see

Other Payday Lenders in Lake Mary, Florida

ACE Cash Express

5561 Park Blvd N, Pinellas Park, FL 33781, USA

+1 (727) 544-3977

www.acecashexpress.com

The Student Loan Help Group

11911 US-1 #201-39, North Palm Beach, FL 33408, USA

+1 (844) 599-5589

www.studentloanhelpgroup.org

First Flager & Nationwide

712 US-1, North Palm Beach, FL 33408, USA

+1 (561) 714-7474

expressloansofamerica.com

CNL Bank

200 E New England Ave #100, Winter Park, FL 32789, USA

+1 (407) 581-1600

www.valleynationalbank.com

Advance America

12961 N Main St Ste #205, Jacksonville, FL 32218, USA

+1 (904) 714-7006

www.advanceamerica.net

McCoy Federal Credit Union

3540 N US Hwy 17 #92, Lake Mary, FL 32746, USA

+1 (407) 855-5452

www.mccoyfcu.org

Cash Connection

4242 E Busch Blvd, Tampa, FL 33617, USA

+1 (813) 985-6677

expressloansofamerica.com

American Momentum Bank

15150 N Florida Ave, Tampa, FL 33613, USA

+1 (813) 549-4140

www.americanmomentum.bank

Benjamin Joseph Sykes | Fairway Independent Mortgage Corporation Loan Officer

2950 Halcyon Ln Unit 704, Jacksonville, FL 32223, USA

+1 (904) 654-8309

www.fairwayindependentmc.com