Railroad & Industrial Federal Credit Union Payday Loans Review - Lakeland, Florida

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3.9 12 reviews

Organization owner?

2315 Drane Field Rd, Lakeland, FL 33811, USA

+1 (800) 769-1424

www.rifcu.org

Tuesday

8:30AM–5PM

Wednesday

8:30AM–5PM

Thursday

8:30AM–5PM

Friday

8:30AM–6PM

Saturday

Closed

Sunday

Closed

Monday

8:30AM–5PM

Domain Info

What people think about Railroad & Industrial Federal Credit Union?

Below you find some of the testimonials of our clients.

Note

Pay Attention

Now you can see general characteristics of payday loans.

Payday Loans in Lakeland, Georgia

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

It is hassle-free and speedy to get accepted for payday loans in Lakeland, Georgia. The APR will be set individually for each client and will depend on the personal information the applicant provided.

APR

10% small loan cap

Advantages of Railroad & Industrial Federal Credit Union that offers payday loans in Lakeland, Georgia

24/7 service. This means you can apply and get funds around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account within several hours.
High approval chances. 94% of applications are approved.
Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.

Fill in an application

Information needed to complete a loan application

You will be required to enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit history you may still be eligible a payday loan. Such loans are created to help meet the needs of consumers with bad credit scores. There are lenders who may be pleased to offer you a payday loan even if you have a poor credit rating. You will need a stable income to get accepted for a bad credit payday loan.

To get accepted for a cash advance, you must meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Find out the APR right now. Use this online calculator to specify the exact cost of your loan. It only takes 30 seconds to become informative even before applying.

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