Amscot - The Money Superstore Payday Loans Review - Melbourne, Florida

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3.9 11 reviews
Loan agency in Brevard County, Florida

8530 N Wickham Rd #114, Melbourne, FL 32940, USA
+1 (321) 775-6247
www.amscot.com
Saturday
8AM–8PM
Sunday
(Easter)
9AM–6PM
Hours might differ
Monday
8AM–9PM
Tuesday
8AM–9PM
Wednesday
8AM–9PM
Thursday
8AM–9PM
Friday
8AM–9PM

Domain Info

Created Date

1995-12-26

Mailing Address

600 N WEST SHORE BLVD STE 1200

TAMPA

FL

33609-1117

United States

Company Name

Amscot Financial

Amscot Financial

Contact Data

itmanager@amscotfinancial.com

+1.81306376100

Testimonials

Feedback about Amscot - The Money Superstore?

Here you read the feedback of our customers.
Note

Pay Attention

The first three points specify the certain lender. In other turn, below-defined info makes people get acquainted common information about payday loans.

Payday Loans in Melbourne, Florida

A short-term lending option is known as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

This financial product in Melbourne, Florida is issued easily and quickly. The interest rate is set depending on the category of the borrower: the more loans are successfully repaid, the more reasonable terms will be offered to you.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will Amscot - The Money Superstore help issue a loan in Melbourne, Florida?

  • Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to consider the form. The money are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

5%
Healthcare Bills

6%
Traveling

5%
Car Repair

2%
Clothes

2%
Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is considered by payday lenders before taking out a loan. But banks almost 100% deny the request when lenders in Melbourne, fl will assess other aspects like solvency and approve a cash advance. This is a way to enhance your credit history.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator shows the cost of the payday loan known as annual percentage rate.

Let's see

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