Space Coast Credit Union Payday Loans Review - Melbourne, Florida

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3.3 8 reviews

139 Palm Bay Rd NE, Melbourne, FL 32904, USA
+1 (321) 752-2222
www.sccu.com
Saturday
Closed
Sunday
(Easter)
Closed
Monday
8AM–6PM
Tuesday
8AM–6PM
Wednesday
8AM–6PM
Thursday
8AM–6PM
Friday
8AM–7PM

Domain Info

Created Date

1995-07-26

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459

Jacksonville

FL

32256

United States

Company Name

PERFECT PRIVACY, LLC

Testimonials

Feedback about Space Coast Credit Union?

Here you get acquainted with the feedback of our clients.
Note

Pay Attention

Further there will be presented the details about not a definite lender. The information below will explain general information about payday loans and its specific aspects.

Payday Loans in Melbourne, Florida

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for cutomers.

This financial product in Melbourne, Florida is issued simply and quickly. The interest percentage is defined respecting the category of the borrower: the more loans are successfully paid back, the more reasonable terms will be offered to you.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will Space Coast Credit Union help take out a payday loan in Melbourne, Florida?

  • Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed funds will be credited to card. You won't be asked to visit any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be processed within minutes. The money are deposited in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to take out a loan from online lenders.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A unfavorable factor taken into account by financial institutions is known as bad credit history. But this obstacle is not reviewed as the only one by lenders to issue a cash advance. The lending company review many aspects such as financial solvency to approve the request. Payday loans in Melbourne, Florida may help level up your credit score.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you should determine its real cost. This calculator will show the annual percentage rate of the loan.

Let's see

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