Valley Bank Payday Loans Review - Miami, Florida

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2.3 3 reviews

Organization owner?

2121 Ponce de Leon STE 130, Coral Gables, FL 33145, USA

+1 (305) 341-8558

locations.valley.com

Thursday

9AM–5PM

Friday

9AM–5PM

Saturday

Closed

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

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Above there are details about a definite lender. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Miami, West Virginia

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small amount is taken out: $100-$1,000.

Such financial products as payday loan in Miami, West Virginia is taken out easily and quickly for a short term: 2-3 weeks. The interest rates are set on an individual basis concerning on the person-related data: the more loans you pay back off, the more favorable rates a client will recieve.

APR

31% APR for loans up to $2,000

How will Valley Bank help issue a payday loan in Miami, West Virginia?

24/7 service. Such Internet services allow you to credit funds at any time. Money are issued day and night. The loan will be sent to a bank account, so a personal visit to the office is not necessary.
No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled in and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
High approval level. When it concerns to small amounts, a positive decision comes up 98%.
Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

Fill in an application

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to refuse the loan. Lenders do not consider this factor the only one to issue a loan in Miami, West Virginia. They rate many other factors before taking out a payday loan. One of them is financial capabilities. This is a way to improve your credit rating.

The following general points will be rated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to know the APR of the payday loan, you are welcome to apply the calculator. It will specify the cost of the payday loan.

Let's see