First Florida Credit Union Payday Loans Review - Raiford, Florida

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3 4 reviews

Organization owner?

25638 Northeast, FL-16, Raiford, FL 32083, USA

+1 (904) 359-6800

www.firstflorida.org

Thursday

7:30AM–4:30PM

Friday
(Good Friday)

7:30AM–4:30PM

Hours might differ

Saturday

Closed

Sunday
(Easter)

Closed

Monday

7:30AM–4:30PM

Tuesday

7:30AM–4:30PM

Wednesday

7:30AM–4:30PM

Domain Info

Feedback about First Florida Credit Union?

Here you grapple with the reviews of our customers.

Note

Pay Attention

Above-specified info provides the details about a definite lending company. Below-specified info is oriented on common information about payday loans.

Payday Loans in Raiford, Florida

The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is issued for clients.

Hassle-free financial products are known as payday loans in Raiford, fl. They are taken out at individual interest rates. They depend on personal data. It is also significant to pay off as much payday loans as possible.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will First Florida Credit Union help take out a payday loan in Raiford, Florida?

24/7 service. Such Internet services allow you to credit funds at any time. Funds are taken out around the clock. The loan will be sent to a card, so a personal visit to the office is not necessary.
No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
Online application. The application is filled out and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.

Fill in an application

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a unfavorable factor that is considered by financial institutions. Lenders in Raiford, fl consider this circumstance not an obstacle to issue a loan. The customer of a payday loan should be ready to objectively estimate financial solvency, take out a loan, pay off the debt on time and not only cope with current difficulties, but improve the credit rating.

The following general points will be assessed before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to issue a payday loan, you should determine its definite cost. This calculator will show the APR of the loan.

Let's see