State Employees Credit Union Payday Loans Review - Raiford, Florida

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5 2 reviews

Organization owner?

25638 FL-16, Raiford, FL 32083, USA

+1 (904) 418-7300

www.secufl.org

Thursday

7:30AM–4:30PM

Friday
(Good Friday)

7:30AM–4:30PM

Hours might differ

Saturday

Closed

Sunday
(Easter)

Closed

Monday

7:30AM–4:30PM

Tuesday

7:30AM–4:30PM

Wednesday

10AM–4:30PM

Domain Info

Feedback about State Employees Credit Union?

Here you read the reviews of our clients.

Note

Pay Attention

The first three points specify the certain lending company. In other turn, below-shown info makes users grapple with general information about payday loans.

Payday Loans in Raiford, Florida

Payday loan is issued for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

Payday loans in Raiford, Florida are issued hassle-free. The interest percentage is dependent on the borrower's person-related information: if you pay back more payday loans, the more efficient terms and rates payday lending companies offer.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will State Employees Credit Union help take out a payday loan in Raiford, Florida?

Round the clock service. Every customer may address the service round the clock. The borrowed funds will be credited to account. You won't be asked to attend any store.
No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online application. You have to fill out an online application only. It will be reviewed within minutes. The money are credited in 24 business hours.
Fast and high approval percentage. The positive answer counts almost 98%.
Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to take out a payday loan from online lenders.

Fill out an application

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is estimated by microfinance organizations before taking out a loan. But banks almost 100% deny the application when lenders in Raiford, fl will estimate other aspects like payment abilities and approve a payday loan. This is a way to enhance your credit score.

The following general points will be rated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator clarifies the cost of the loan known as annual percentage rate.

Let's see