Centennial Bank Payday Loans Review - Saint Petersburg, Florida

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4845 4th St N, St. Petersburg, FL 33703, USA
+1 (727) 244-2020
www.my100bank.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9:30AM–5PM
Testimonials

What people think about Centennial Bank?

Below you get acquainted with some of the opinions of our clients.
Note

Important

The above-given information provides the details about a precise company. The information below is about general information about payday loans.

Payday Loans in Saint Petersburg, Pennsylvania

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.

Payday loans in Saint Petersburg, Pennsylvania is are easy to access. The APR is specific for each person and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.

APR

6% APR small loan cap

Advantages of Centennial Bank that offers payday loans in Saint Petersburg, Pennsylvania

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or receive cash. The money will be transferred to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a few minutes to complete the form. The funds are transferred to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for approval.

Common reasons

Why people apply for payday loans?

Car expenses

7%
Treatment

5%
Vacation

4%
Clothes

3%
Home improvement

3%
Debt Consolidation

2%
Bad Credit Approved

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to applicants with a poor credit rating. Payday loan approvals depend very much on specific factors. Payday companies will check your income and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and in good time.

To get accepted for a cash advance, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Find out the APR right now. Use this online calculator to specify the exact cost of your payday loan. It only takes 30 seconds to become informative even before applying.

Let's see

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