Florida Credit Union Payday Loans Review - Starke, Florida

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2.9 13 reviews

2460 Commercial Drive, Starke, FL 32091, USA
+1 (904) 964-1427
www.flcu.org
Friday
(Good Friday)
9AM–6PM
Hours might differ
Saturday
9AM–1PM
Sunday
(Easter)
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Testimonials

Feedback about Florida Credit Union?

Here you grapple with the feedback of our customers.
Note

Pay Attention

Further there will be shown the details about not a exact lending company. The information below will explain common information about payday loans and its specific elements.

Payday Loans in Starke, Florida

The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is taken out for clients.

It is simple and quick to issue loans in Starke, Florida. The rates are accured on an individual basis: if a borrower repays as much loans as possible, she will be provided one of the most reasonable terms and rates.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will Florida Credit Union help take out a payday loan in Starke, Florida?

  • Round the clock service. Every client may address the service round the clock. The borrowed funds will be deposited to credit card. You won't be asked to attend any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be considered within minutes. The funds are transferred in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to issue a cash advance from online lenders.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

5%
Healthcare Bills

6%
Traveling

5%
Car Repair

2%
Clothes

2%
Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by lenders before issuing a loan. But banks almost 100% deny the request when lenders in Starke, fl will estimate other aspects like payment abilities and approve a payday loan. This is a way to improve your credit score.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will show the cost of the loan. It takes seconds to see the result.

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