Downtown Loan Company Payday Loans Review - Albany, Georgia

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5 3 reviews

Organization owner?

2113 Dawson Rd, Albany, GA 31707, USA

+1 (229) 888-0053

downtown-loan-company.business.site

Thursday

8AM–5:30PM

Friday

8AM–5:30PM

Saturday

Closed

Sunday

Closed

Monday

8AM–5:30PM

Tuesday

8AM–5:30PM

Wednesday

8AM–5:30PM

Domain Info

What people think about Downtown Loan Company?

Below you see some of the testimonials of our clients.

Note

Important

Below you can read general information about payday loans and their common features.

Payday Loans in Albany, New York

A payday loan is a short-term loan that can help you deal with unexpected cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans in Albany, New York is are simple to access. The APR is individual for each applicant and depends on various things: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Advantages of Downtown Loan Company that offers payday loans in Albany, New York

Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or get funds. The money will be transferred to your bank account the same day or the next day.
Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes several minutes to complete the application. The funds are deposited to your account as quickly as possible.
94% of applicants accepted. Almost all people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.

Fill out an application

Information needed to complete a loan application

You will be required to fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the lender’s decision.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit rating you may still apply a payday loan. Such loans are designed to help meet the needs of people with lower credit scores. There are companies who may be ready to give you a payday loan even if you have a poor credit rating. You will need a steady income to get approved for a bad credit payday loan.

To get approved for a loan, you must meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the loan in a few minutes.

Let's see