Great American Loans Payday Loans Review - Athens, Georgia

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Loan agency in Athens, Georgia

Organization owner?

760 Hawthorne Ave a, Athens, GA 30606, USA

7 years in business

+1 (706) 613-2274

Sunday

Closed

Monday

9:30AM–6PM

Tuesday

9:30AM–6PM

Wednesday

9:30AM–6PM

Thursday

9:30AM–6PM

Friday

9:30AM–6PM

Saturday

10AM–2PM

Testimonials

Feedback about Great American Loans?

Here you read the reviews of our customers.

Note

Pay Attention

Payday lenders are described in the first three points. Below info specifies shared information about payday loans.

Payday Loans in Athens, New York

According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small amount is taken out: $100-$1,000.

This financial product in Athens, New York is taken out simply and fast. The interest rate is specified depending on the category of the client: the more loans are successfully repaid, the more reasonable terms will be ensured to you.

APR

25% small loan cap

How will Great American Loans help issue a loan in Athens, New York?

Round the clock service. Every customer may contact the service round the clock. The borrowed money will be transfered to bank account. You won't be asked to visit any department.
No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
Online request. You have to fill out an online application only. It will be considered in a matter of minutes. The funds are credited in 24 business hours.
Fast and high approval level. The positive answer counts almost 98%.
Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be a hindrance to issue a cash advance from online lenders.

Fill in an application

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Reasons

Why people take out payday loans?

Utility Bills

12%

Healthcare Bills

14%

Traveling

11%

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is considered by banks before issuing a loan. But banks almost 100% refuse the application when lenders in Athens, ny will estimate other aspects like financial capabilities and approve a loan. This is a way to improve your credit history.

The following common points will be assessed before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator shows the cost of the payday loan known as annual percentage rate.

Let's see