Queensborough National Bank and Trust Company Payday Loans Review - Augusta, Georgia

Your personal information is safe with us
4.7 7 reviews

4226 Columbia Rd, Augusta, GA 30907, USA
+1 (706) 863-2000
www.qnbtrust.bank
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–6PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Testimonials

Feedback about Queensborough National Bank and Trust Company?

Here you see the reviews of our clients.
Note

Pay Attention

The first three points show the certain lending company. In other turn, below-shown info makes users get acquainted general information about payday loans.

Payday Loans in Augusta, Maine

Payday loan is taken out for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in Augusta, Maine are issued hassle-free. The interest percentage depends on the borrower's person-related information: if you cover obligations for more payday loans, the more reasobanle terms and rates payday lending companies offer.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

How will Queensborough National Bank and Trust Company help issue a payday loan in Augusta, Maine?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are taken out day and night. The loan will be sent to a account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

A negative factor taken into account by financial institutions is called as bad credit history. But this hindrence is not reviewed as the only one by microfinance organizations to take out a loan. The lending company process many aspects such as financial solvency to approve the request. Payday loans in Augusta, Maine may help level up your credit history.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will provide the cost of the loan. It takes seconds to see the result.

Let's see

Other Payday Lenders in Augusta, Georgia

Covington Credit

109 N Prince St, Americus, GA 31709, USA

+1 (229) 924-2978

www.mymoneytogo.com

City Finance & Tax Services

112 N Hill St, Griffin, GA 30223, USA

+1 (770) 228-1660

www.serviceloansouth.com

World Finance

4402 2nd St N Ste A, Folkston, GA 31537, USA

+1 (912) 496-2711

www.loansbyworld.com

Equity Auto Loan

3865 Washington Rd, Augusta, GA 30907, USA

+1 (706) 855-5603

www.titlemax.biz

TitleMax Title Pawns

1120 Powder Springs St, Marietta, GA 30064, USA

+1 (770) 514-8977

www.titlemax.com

Five Star Credit Union

4637 GA-370, Cedar Springs, GA 39832, USA

+1 (888) 619-1711

www.fivestarcu.com

Queensborough National Bank and Trust Company

4321 Washington Rd, Evans, GA 30809, USA

+1 (706) 868-9596

www.qnbtrust.bank

Peach State Federal Credit Union

1107 Hull Ave, Carnesville, GA 30521, USA

+1 (855) 889-4328

www.peachstatefcu.org

Cash America Pawn

2600 E Walnut Ave, Dalton, GA 30721, USA