City Pawn & Gun Payday Loans Review - Bainbridge, Georgia

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3.4 5 reviews

1122 E Shotwell St # A, Bainbridge, GA 39819, USA
+1 (229) 243-0947
Saturday
9AM–5:30PM
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:50PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–5:30PM
Testimonials

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Above-shown info offers the details about a definite lending company. Below-shown info is oriented on shared information about payday loans.

Payday Loans in Bainbridge, New York

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for clients.

It is simple and fast to issue loans in Bainbridge, New York. The rates are accured on an individual basis: if a customer repays as much loans as possible, he will be provided one of the most reasonable terms and rates.

APR

25% small loan cap

How will City Pawn & Gun help take out a payday loan in Bainbridge, New York?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are issued around the clock. The transfer will be sent to a card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Reasons

Why people take out payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

A unfavorable factor taken into account by financial institutions is known as bad credit history. But this drawback is not taken as the only one by microfinance organizations to issue a loan. The lender review many aspects such as financial capabilities to approve the request. Cash advance in Bainbridge, New York may help enhance your credit history.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator defines the cost of the loan known as annual percentage rate.

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