1st Franklin Financial Payday Loans Review - Cedartown, Georgia

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4.4 13 reviews
Loan agency in Cedartown, Georgia

1570 Rome Hwy, Cedartown, GA 30125, USA
+1 (770) 748-3313
locations.1ffc.com
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–1:30PM
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM
Saturday
Closed

Domain Info

Created Date

1996-12-10

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459

Jacksonville

FL

32256

United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

xr4nq6fs8nn@networksolutionsprivateregistration.com

+1.5707088780

Testimonials

What people think about 1st Franklin Financial?

Below you read some of the opinions of our customers.
Note

Important

Now you can see general characteristics of payday loans.

Payday Loans in Cedartown, Georgia

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Payday loans in Cedartown, Georgia is are easy to get. The APR is individual for each borrower and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.

APR

10% small loan cap

Advantages of 1st Franklin Financial that offers payday loans in Cedartown, Georgia

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive cash. The funds will be sent to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to fill out the application. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for approval.

Common reasons

Why people take out payday loans?

Car expenses

14%
Treatment

10%
Vacation

8%
Clothes

6%
Home improvement

6%
Debt Consolidation

4%
Bad Credit Approved

Payday loans for bad credit

Having a poor credit score automatically disqualifies you from getting a bank loan. Payday loans give people with a bad credit score an increased opportunity to get accepted for such loans. A payday loan may be the only option available for some clients to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your means and pay off your loan commitments punctually.

To get approved for a loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and learn the real cost of the payday loan immediately.

Let's see

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