First Citizens Bank Payday Loans Review - Evans, Georgia

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5 reviews

450 N Belair Rd, Evans, GA 30809, USA
+1 (706) 860-7130
www.firstcitizens.com
Wednesday
9AM–1PM, 3–5PM
Thursday
9AM–1PM, 3–5PM
Friday
9AM–1PM, 3–5PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–1PM, 3–5PM
Tuesday
9AM–1PM, 3–5PM
Testimonials

What people think about First Citizens Bank?

Below you see some of the reviews of our customers.
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Now you can review general aspects of payday loans.

Payday Loans in Evans, West Virginia

Payday loans are short-term loans originally designed to tide consumers over until payday. You can typically borrow from $100 to $1,000.

It is trouble-free and fast to get approved for payday loans in Evans, West Virginia. The interest rate will be set specifically for each client and will depend on the personal data the person provided.

APR

31% APR for loans up to $2,000

Advantages of First Citizens Bank that offers payday loans in Evans, West Virginia

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for a decision.

Common reasons

Why people apply for payday loans?

Car expenses

2%
Treatment

1%
Vacation

1%
Clothes

1%
Home improvement

1%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

Having a low credit score automatically disqualifies consumers from getting a bank loan. Payday loans give consumers with a poor credit rating an increased opportunity to get accepted for short-term loans. A payday loan may be the only financial product available for some individuals to help them out of fix. If you take out such a loan, it is important that you always borrow within your means and pay off your loan commitments on scheduled.

To get accepted for a payday loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Find out the annual percentage rate right now. Use this online calculator to specify the exact cost of your payday loan. It only takes 30 seconds to become informative even before applying.

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